If: http://www.mylot.com/?ref=inallduetime the process of writing your opinions and earning from them does not appeal to you, you might consider: http://donatemoney2me.com/ what this consist of is people posting their request for assistance. I do not have an account set up with them. Needeless to say, I do not have any personal experience with the site. But, I do know you need a paypal account.
I would suggest setting up an extra paypal account and not using your real or primary paypal account.
In either case, you make money in your spare time and for donate you don't have to do anything but make your appeal. For mylot you just respond to messages as you would on any of the yahoo message boards, the only difference is you will be paid for posting your replies, what can be easier?
You can post replies, let the funds build up in your account and withdraw your funds when-ever the un-suspecting happens. How many of us have ever had things come up at the last minute or needed money quickly? Well you can make money in your spare time and have that money in place when you need it!
Good-luck
